Many companies behave ethically and seek to provide value to their consumers. Unfortunately, some other businesses – whether driven by malicious intent, greed, or apathy – thrive on practices that harm and exploit consumers and their communities.
Our Charlotte consumer protection lawyers aim to bring relief to victims of misconduct and deceptive business practices. Our team at Viebrock + De Nittis can help you pursue legal action that works to stop unscrupulous behaviors and recover damages to cover resulting losses.
At Viebrock + De Nittis, we take pride in representing consumers in their fight against abusive business behaviors. We look to level the playing field so that victims of fraud and exploitation can achieve justice and honest companies can fairly compete for consumers’ business.
Common Types of Consumer Rights Violations
Today’s rapidly evolving digital economy gives nefarious actors more opportunities than ever to defraud and unfairly manipulate consumers. We will not hesitate to take legal action against companies that are intentionally or negligently breaking the law and consequently harming consumers.
Our Charlotte consumer protection attorneys can represent you in cases involving:
- False Advertising. When a company’s advertisements cross the line from persuasive to deceptive, you may be able to recover damages if your reliance on that false advertising resulted in material harm.
- Predatory Lending Practices. Lenders, creditors, and other financial servicers must comply with a host of state and federal laws when lending money to consumers. Some companies will take advantage of lax regulatory enforcement environments by charging consumers illegal interest rates, not providing proper disclosures, and operating without the necessary professional licenses.
- Unfair Debt Collection Practices. Federal and state laws protect consumers from creditor harassment, but many debt collectors and collection agencies are notoriously for engaging in abusive and unlawful practices.
- Exploitative Telemarketing. Businesses that engage in telemarketing must comply with laws that protect consumers from receiving unwanted and unsolicited calls. You may be entitled to compensation if your rights under the Telephone Consumer Protection Act have been violated.
- Deceptive Mortgage Origination and Servicing. Federal laws prevent mortgage lenders from steering consumers into home loans that benefit the originators to the detriment of the prospective homeowners. Consumers are also protected by servicing laws for the life of their loans. Some originators and servicers nevertheless attempt to exploit consumers into overpaying for mortgages and servicing fees.
- Privacy Violations. Every state requires companies with online presences to install and maintain adequate safeguards to protect consumer’s private information. When those safeguards fail, many states require that businesses data breaches. You may be entitled to compensation if your private data was not sufficiently protected.